Website Updates and Snapping Turtles

Happy Monday, everyone! Today’s post reports some recent updates to this site that I hope you’ll find interesting. First, I’ve installed a FREE online version of my book Spend Less Now! — A Checklist Program for the Decidedly Unfrugal. You can access the table of contents page by clicking the “50+ Checklists!” tile that appears in the navagation […]

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Worthometer Canada: Compare Your Net Worth to Others (Without Being Rude)

Everyone compares themselves to others—it’s basic human nature. But sizing up net worths isn’t polite conversation. In fact, it’s taboo. Faced with this, some people try to rank themselves indirectly, such as by outspending their neighbors. This can produce great unhappiness (but at least it makes for happy retailers). If you could compare your net worth to others without […]

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Piecharts on FIRE

yFIRECalc 1.0: The Retirement Calculator that Shows Why You Should Retire Early

Dozens of calculators show how to acheive an early retirement. But none I’ve seen show why you should retire early. If any such calculator existed, it certainly wouldn’t measure dollars. Dollars divulge the how of early retirement, but never the why of it. Any calculator offering that kind of insight would have to measure something far more valuable than […]

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Frugalometer: Compare Your Spending and Saving to Others Who Earn the Same Income

What’s a reliable measure of frugality? It’s certainly not savings alone. For example, let’s say Jane Dough socked away $100,000 last year. At first blush, this might seem thrifty. But on second thought you might want to know something about Jane’s income. If you discovered she earned $2.45 million last year, her $100,000 in savings wouldn’t look so impressive (but at […]

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Better Living Through E Unum Pluribus

Crack open your piggy bank and you’ll see something interesting. Embossed on every US coin—pennies, nickels, dimes, quarters, half-dollars, and dollars—is the phrase e pluribus unum, which means “out of many, one.” This motto describes our nation’s unity. But let’s do something flippant. Let’s imagine that we can change around these venerated words to make them read e unum pluribus or […]

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2015 Obamacare Premium Tax Credit Calculator

The federal government offers a Premium Tax Credit (PTC) to qualifying taxpayers who comply with the mandate to buy health insurance. To receive a PTC you must split the uprights between making too little and too much income. If you earn too little, you qualify for Medicaid. This precludes any PTC and subjects you to […]

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DISCLAIMER. All information on this website appears on an "AS IS" basis. A Noonan Moose makes no representations to any reader as to the completeness, accuracy, or suitability of the information that appears on this website. A Noonan Moose specifically disclaims liability of any kind for any damage or loss that arises from any of the information published on this website or in the book Spend Less Now!