How to Stiff Your Undertaker

Death may be as sure as taxes, but unlike taxes your death doesn’t have to cost anything. I know this is true because two people I loved dearly have died this last year—and both of them passed without passing on any expenses to those they left behind. This post shows you a way to handle […]

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Diamonds – Nothing But a Brilliant Illusion

It must be Canada week here at Frugal Fringe. Here’s an article from the great Manitoban blogger Free to Pursue (F2P) in which she dishes on the diamond industry. I don’t want to give anything away, so let’s just say her reasoning all rings true—with clarity! F2P is a terrific writer who has rearranged her […]

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An Open Letter About My Great Indebtedness

Dear Reader: I owe you a disclosure. I’m embarrassed I haven’t told you this before. There’s no way to break the news gently, so here it is: I am deep in debt. There. You have my confession. I’ve incurred huge obligations and it feels good to finally admit that they exist. Of course, my current […]

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The Worthometer Has Been Updated!

As promised, I’m letting you know that the Worthometer has been updated to replace the data from the 2010 Federal Reserve Board Survey of Consumer Finances (2010 SCF) with the new 2013 SCF figures that were released on September 16, 2014. As you may know, the Worthometer is the web’s only net worth percentile gauge […]

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How to Compare Your Income to Others (Without Being Rude)

Everyone likes to compare themselves to others—it’s basic human nature. But comparing your income to others is not a topic of polite conversation. This cultural bar makes complete sense. Whenever incomes are compared, inevitably someone emerges feeling at least a little inferior. No polite conversation should ever end that way. Instead of making direct comparisons […]

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Worthometer News: Federal Reserve Board Releases 2013 Survey of Consumer Finances

Here’s big news for fans of this site’s Worthometer, the only net worth calculator on the web that that incorporates all three major surveys of household wealth: the Survey of Consumer Finances (SCF), the Survey of Income and Program Participation (SIPP), and the Panel Study of Income Dynamics (PSID). On September 4, 2014, the Federal Reserve […]

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A Checklist for Charitable Giving

Today’s post presents a sober approach to joyful gifting that delivers the most bang for your donated bucks. It’s adapted from my book Spend Less Now!—A Checklist Program for the Decidedly Unfrugal. Enjoy! Frugality produces an abundance that makes for easy gifting. But that doesn’t mean frugal fringers give nonprofits a free ride. The same attitude that drives […]

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A Saver’s Guide to Instant Gratification

Mainstream consumers think that saving is all about delayed gratification. Nest eggs are inert funds that exist solely for future use. Until savers actually spend their money, they receive nothing of current value. But there’s a hidden intangible that regular savers get to enjoy every day. It basically boils down to a sense of steadily […]

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I Was a Teenage Toffee Baron

So today I’m a guest poster up in Canada, eh? My post appears at the great Manitoban website Free to Pursue. Click the link below to read all about how a few bars of Mackintosh Toffee changed the life of one young US citizen forever! *   *   * In 1973, I lived in Grand Forks, North […]

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