Archive | 2014


Worthometer News: Federal Reserve Board Releases 2013 Survey of Consumer Finances

Here’s big news for fans of this site’s Worthometer, the only net worth calculator on the web that that incorporates all three major surveys of household wealth: the Survey of Consumer Finances (SCF), the Survey of Income and Program Participation (SIPP), and the Panel Study of Income Dynamics (PSID). On September 4, 2014, the Federal Reserve […]

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A Checklist for Charitable Giving

Today’s post presents a sober approach to joyful gifting that delivers the most bang for your donated bucks. It’s adapted from my book Spend Less Now!—A Checklist Program for the Decidedly Unfrugal. Enjoy! Frugality produces an abundance that makes for easy gifting. But that doesn’t mean frugal fringers give nonprofits a free ride. The same attitude that drives […]

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A Saver’s Guide to Instant Gratification

Mainstream consumers think that saving is all about delayed gratification. Nest eggs are inert funds that exist solely for future use. Until savers actually spend their money, they receive nothing of current value. But there’s a hidden intangible that regular savers get to enjoy every day. It basically boils down to a sense of steadily […]

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I Was a Teenage Toffee Baron

So today I’m a guest poster up in Canada, eh? My post appears at the great Manitoban website Free to Pursue. Click the link below to read all about how a few bars of Mackintosh Toffee changed the life of one young US citizen forever! *   *   * In 1973, I lived in Grand Forks, North […]

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Lackey Flunky Gofer Guy

If you own a home long enough, some day you’ll need a major remodel or repair. You’ll have to hire some kind of expert—a tile installer or landscaper or carpenter. You’ll be tempted to do this work yourself, but few generalists can match the quality output of an experienced specialist. So heed your inner Clint […]

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Compare Your Adjusted Gross Income to Others by Age and Filing Status [Using 2011 IRS Data]

Note: this post is based on 2011 IRS data and has been updated several times. To read the post reporting the 2012 data click here, for the 2013 data click here, and for the 2014 data click here. Everyone compares themselves to others—it’s basic human nature. But sizing up paychecks isn’t polite conversation. In fact, it’s taboo. […]

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What Makes Personal Finance So Personal

Imagine this. Located deep within your brain is a personal finance control room. This doesn’t make you unique. Everyone possesses a control room that’s more or less similar to yours. It’s the central hub from which all adults—including you—calibrate their annual household spending. The typical control panel consists of 60 to 75 or so separate […]

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DISCLAIMER. All information on this website appears on an "AS IS" basis. A Noonan Moose makes no representations to any reader as to the completeness, accuracy, or suitability of the information that appears on this website. A Noonan Moose specifically disclaims liability of any kind for any damage or loss that arises from any of the information published on this website or in the book Spend Less Now!