Author Archive | A Noonan Moose

Background for death and taxes

Here’s a List of Every Tax My Family Paid Last Year—What it Shows Can Save You Thousands

Governments are clever. They rarely collect taxes directly—that would draw too much attention from voters. Instead, they deputize others to do the collecting for them: employers to withhold income taxes from paychecks, stores to add sales taxes on receipts, banks to escrow property taxes from mortgage payments, and utilities to include city surcharges in monthly bills. Because […]

Continue Reading
yfirecalc 2 screenshot

yFIRECalc 2.0: The Retirement Calculator that Shows Why You Should Retire Early

At its highest and best use, money is a store of freedom. As nest eggs grow, savers amass future hours of liberty. Some savers are passionate about gaining their autonomy as soon as possible. They reject mainstream career arcs to pursue a fast track known as Financial Independence and Early Retirement (FIRE). With FIRE, the bells […]

Continue Reading
7027587393_fbe40f43d2_k

Frugalometer 2017: Compare Your Spending and Saving to Others Who Earn the Same Income

The original Frugalometer was a spreadsheet embedded into one of my blog posts from 2015. Since then, I’ve learned more about HTML5 and Javascript, so it’s time to upgrade this calculator into an online experience. Introduction to the Frugalometer What’s a reliable measure of frugality? It’s certainly not savings alone. If you saved $100,000 last […]

Continue Reading
Village of Frugality, Cambria County, Pennsylvania

What’s My Frugality Salary? (WMFS 2.0): Calculate the Worthiness of any Frugal Project

The original What’s My Frugality Salary calculator (WMFS) was released in 2015 as a spreadsheet embedded into one of my blog posts. Since then, I’ve learned more about coding, so it’s time for WMFS 2.0. This update replaces the spreadsheet format with an interactive online calculator that’s powered by HTML5 and Javascript. Introduction to WMFS […]

Continue Reading

DISCLAIMER. All information on this website appears on an "AS IS" basis. A Noonan Moose makes no representations to any reader as to the completeness, accuracy, or suitability of the information that appears on this website. A Noonan Moose specifically disclaims liability of any kind for any damage or loss that arises from any of the information published on this website or in the book Spend Less Now!