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Compare Your Adjusted Gross Income to Others by Age and Filing Status [Using 2014 IRS Data]

Note: this post revises an October 14, 2015 article that reported 2013 data from the IRS Statistics of Income (SOI) program. Since then, the IRS has released its 2014 statistics so the time is ripe for an update.

Everyone compares themselves to others—it’s basic human nature. But sizing up paychecks isn’t polite conversation. In fact, it’s taboo. Faced with this, some people try to rank themselves indirectly, such as by outspending their neighbors. This can produce great unhappiness (but at least it produces happy retailers).

If you could compare your income to others without making impolite conversation or spending any money, would you do it? If your answer is “yes,” then you’ve come to the right place. Through the magic of statistics, you can see how your income stacks up against everyone else—and it doesn’t cost a penny.

Statistics of Income Program

Each year, the Internal Revenue Service (IRS) collects random individual returns and places them into broad categories called “strata.” There are strata for different income ranges, age groups, and filing statuses (single, head of household, etc.). The IRS reports the resulting data in its Statistics of Income (SOI) program. The latest SOI uses tax returns for the year 2014.

The SOI reports income as Adjusted Gross Income (AGI). On your tax return, AGI represents your gross income from all sources minus certain reductions such as alimony payments or student loan interest. On Form 1040, the AGI appears on the last line of the first page.

Congress sometimes alters the way AGI is calculated, but there have been no big changes since 2014. So if you want to compare your 2015 or 2016 tax return to the 2014 SOI, go ahead. Because wages have remained stable, the 2014 data should be reliable within a few percentile points. If you want a stricter apples-to-apples comparison, use your 2014 tax return.

This post reports your AGI percentile results in two different formats: (1) an online interactive calculator; and (2) a series of five tables that cover different filing statuses and age groups. Both formats use the reported SOI percentile figures as expanded by a process of linear interpolation. No matter which format you use, the reported percentiles will be the same.

To use the calculator, simply enter your AGI, select your filing status and age group from the drop-down menus, and then click the “Show Percentiles” button.

To use the AGI charts, follow the instructions that precede each of the five tables.

AGI Ranking Calculator

My AGI:           $

My Filing Status:

My Current Age:


∙ Your AGI ranking among all tax filers will appear in this space.

∙ Your AGI ranking among all tax filers with your same filing status (single, MFJ, or HOH) will appear in this space.

∙ Your AGI ranking among all tax filers in your age group will appear in this space.

∙ Your AGI ranking among all tax filers in your age group with your same filing status (single, MFJ, or HOH) will appear in this space.

Table 1: 2014 SOI Based Upon All Returns and Filing Status

Let’s introduce this first table with the example of Jane Dough, a unmarried filer who is 29 years old with an AGI of $46,329. To see her ranking, Jane simply scrolls down the “AGI” column until she reaches $45,000, which is the dollar figure nearest to but not over her own AGI. The corresponding number in the next column, the “All Returns” column, reports that Jane’s AGI ranks at least in the 58.49th percentile of all tax returns filed. If she looks over to the next column for single filers, she sees that she ranks at least in the 76.28th percentile. Her ranking among “Singles” is higher than her “All Returns” ranking because the SOI data for singles doesn’t include dual income households. If Jane’s filing status had been Married Filing Jointly (MFJ) or Head of Household (HOH), she would have referred to those columns. Here’s the table:

If your AGI is at least x dollars, then you are in the y percentile:

AGI All Returns Singles MFJs HOHs
$0 1.37% 1.80% 0.01% 0.37%
$5,000 8.27% 14.52% 0.26% 2.96%
$10,000 16.21% 27.34% 2.17% 10.54%
$15,000 24.48% 38.32% 6.76% 24.20%
$20,000 32.10% 47.48% 12.10% 37.74%
$25,000 38.87% 55.21% 17.65% 49.04%
$30,000 44.81% 61.94% 23.18% 58.29%
$35,000 49.72% 67.16% 28.52% 65.33%
$40,000 54.63% 72.38% 33.85% 72.37%
$45,000 58.49% 76.28% 38.81% 76.87%
$50,000 62.35% 80.18% 43.76% 81.37%
$55,000 64.96% 82.31% 47.52% 83.55%
$60,000 67.57% 84.44% 51.27% 85.72%
$65,000 70.18% 86.57% 55.02% 87.90%
$70,000 72.79% 88.70% 58.77% 90.08%
$75,000 75.40% 90.83% 62.53% 92.25%
$80,000 77.13% 91.71% 65.13% 93.08%
$85,000 78.86% 92.60% 67.74% 93.92%
$90,000 80.58% 93.48% 70.35% 94.75%
$95,000 82.31% 94.37% 72.96% 95.58%
$100,000 84.03% 95.25% 75.56% 96.41%
$110,000 85.21% 95.63% 77.36% 96.70%
$120,000 86.39% 96.00% 79.16% 97.00%
$130,000 87.57% 96.38% 80.96% 97.29%
$140,000 88.75% 96.75% 82.76% 97.59%
$150,000 89.92% 97.13% 84.56% 97.88%
$160,000 91.10% 97.50% 86.36% 98.18%
$170,000 92.28% 97.88% 88.16% 98.47%
$180,000 93.46% 98.25% 89.96% 98.76%
$190,000 94.63% 98.62% 91.76% 99.06%
$200,000 95.81% 99.00% 93.56% 99.35%
$250,000 96.37% 99.13% 94.42% 99.44%
$300,000 96.93% 99.27% 95.28% 99.52%
$350,000 97.49% 99.40% 96.14% 99.61%
$400,000 98.05% 99.53% 97.00% 99.70%
$450,000 98.60% 99.67% 97.85% 99.79%
$500,000 99.16% 99.80% 98.71% 99.87%
$1,000,000 99.72% 99.93% 99.58% 99.96%
$1,500,000 99.85% 99.96% 99.76% 99.97%
$2,000,000 99.90% 99.97% 99.84% 99.98%
$5,000,000 99.97% 99.99% 99.96% 99.99%
$10,000,000 99.99% 99.99% 99.98% 99.99%

Source: http://www.irs.gov/uac/SOI-Tax-Stats—Individual-Statistical-Tables-by-Size-of-Adjusted-Gross-Income, Individual Complete Report (Publication 1304), Table 1.2 for 2014

Table 2: 2014 SOI Based Upon Various Age Groups for All Returns

Table 2 reports percentiles for all returns filed within various age groups. If Jane wants to see how she ranks among all filers within her age group, she can look under the column for those aged 26 to under 35 years, where her $45,000+ AGI ranks her in at least the 67.23rd Percentile among all filers. Here’s the table:

If your AGI is at least x dollars, then you are in the y percentile:

AGI 18 under 26 26 under 35 35 under 45 45 under 55 55 under 65 65 and over
$0 0.70% 0.80% 0.90% 1.23% 1.87% 2.73%
$5,000 18.99% 5.12% 3.63% 4.10% 5.25% 8.44%
$10,000 39.94% 12.00% 8.17% 8.15% 9.37% 15.11%
$15,000 56.79% 21.12% 14.41% 13.27% 14.06% 23.24%
$20,000 69.53% 30.51% 20.86% 18.85% 18.89% 30.41%
$25,000 78.82% 39.39% 27.10% 24.56% 23.93% 36.15%
$30,000 85.21% 47.48% 33.31% 30.01% 28.79% 40.91%
$35,000 88.85% 54.35% 38.76% 34.85% 33.54% 44.93%
$40,000 92.48% 61.22% 44.21% 39.69% 38.29% 48.95%
$45,000 94.22% 66.13% 48.93% 43.99% 42.49% 52.33%
$50,000 95.96% 71.04% 53.65% 48.30% 46.68% 55.71%
$55,000 96.54% 73.77% 56.71% 51.48% 49.92% 58.71%
$60,000 97.13% 76.49% 59.78% 54.66% 53.16% 61.71%
$65,000 97.71% 79.21% 62.84% 57.83% 56.40% 64.71%
$70,000 98.29% 81.93% 65.90% 61.01% 59.64% 67.71%
$75,000 98.88% 84.66% 68.97% 64.19% 62.88% 70.71%
$80,000 99.03% 86.10% 71.09% 66.43% 65.30% 72.81%
$85,000 99.19% 87.54% 73.22% 68.66% 67.71% 74.92%
$90,000 99.35% 88.98% 75.34% 70.90% 70.13% 77.03%
$95,000 99.51% 90.42% 77.46% 73.14% 72.55% 79.13%
$100,000 99.66% 91.86% 79.59% 75.37% 74.96% 81.24%
$110,000 99.69% 92.56% 81.12% 77.13% 76.75% 82.61%
$120,000 99.72% 93.25% 82.65% 78.88% 78.54% 83.99%
$130,000 99.75% 93.94% 84.18% 80.64% 80.32% 85.36%
$140,000 99.78% 94.64% 85.72% 82.39% 82.11% 86.73%
$150,000 99.81% 95.33% 87.25% 84.15% 83.90% 88.11%
$160,000 99.83% 96.02% 88.78% 85.90% 85.69% 89.48%
$170,000 99.86% 96.72% 90.31% 87.65% 87.47% 90.85%
$180,000 99.89% 97.41% 91.85% 89.41% 89.26% 92.22%
$190,000 99.92% 98.10% 93.38% 91.16% 91.05% 93.60%
$200,000 99.95% 98.80% 94.91% 92.92% 92.83% 94.97%
$250,000 99.95% 98.97% 95.61% 93.86% 93.77% 95.63%
$300,000 99.96% 99.15% 96.30% 94.79% 94.71% 96.29%
$350,000 99.97% 99.32% 97.00% 95.73% 95.64% 96.95%
$400,000 99.97% 99.50% 97.70% 96.67% 96.58% 97.61%
$450,000 99.98% 99.67% 98.40% 97.61% 97.51% 98.28%
$500,000 99.98% 99.85% 99.09% 98.54% 98.45% 98.94%
$1,000,000 99.99% 99.95% 99.75% 99.52% 99.48% 99.61%
$1,500,000 99.99% 99.97% 99.87% 99.74% 99.70% 99.77%
$2,000,000 99.99% 99.98% 99.91% 99.83% 99.80% 99.84%
$5,000,000 99.99% 99.99% 99.98% 99.95% 99.94% 99.95%
$10,000,000 99.99% 99.99% 99.99% 99.98% 99.98% 99.98%

Source: http://www.irs.gov/uac/SOI-Tax-Stats—Individual-Statistical-Tables-by-Size-of-Adjusted-Gross-Income, Individual Complete Report (Publication 1304), Table 1.6 for 2014

Table 3: 2014 SOI Based Upon Various Age Groups for Single Filers

Tables 3 through 5 break down the age group data according to the three major types of filing status: Single, MFJ, and HOH. Since Jane files as a single taxpayer, she uses Table 3 and ignores Tables 4 and 5. She looks under the column for those aged 26 to just under 35 years, where her $45,000+ AGI ranks in at least the 75.54th percentile of all single filers for her age group (for her age, Jane is doing very well). Here’s the table:

If your AGI is at least x dollars, then you are in the y percentile:

AGI under 26 26 under 35 35 under 45 45 under 55 55 under 65 65 and over
$0 0.98% 1.27% 1.81% 2.07% 2.59% 3.29%
$5,000 26.11% 7.95% 8.49% 8.62% 9.07% 12.29%
$10,000 48.40% 16.78% 17.00% 16.55% 16.36% 22.09%
$15,000 63.91% 26.05% 24.81% 23.71% 23.73% 33.98%
$20,000 75.07% 35.50% 32.40% 31.20% 30.47% 42.98%
$25,000 83.00% 44.77% 39.35% 39.31% 37.50% 49.19%
$30,000 88.59% 53.52% 47.05% 46.39% 44.52% 54.52%
$35,000 91.58% 61.09% 53.69% 52.54% 51.08% 58.55%
$40,000 94.56% 68.67% 60.33% 58.69% 57.65% 62.58%
$45,000 95.91% 74.07% 65.81% 64.26% 63.05% 66.21%
$50,000 97.26% 79.48% 71.30% 69.83% 68.46% 69.84%
$55,000 97.67% 82.00% 74.25% 72.92% 71.58% 72.86%
$60,000 98.09% 84.52% 77.21% 76.02% 74.70% 75.88%
$65,000 98.50% 87.03% 80.17% 79.12% 77.82% 78.89%
$70,000 98.91% 89.55% 83.12% 82.22% 80.94% 81.91%
$75,000 99.32% 92.07% 86.08% 85.32% 84.06% 84.93%
$80,000 99.41% 92.93% 87.39% 86.70% 85.61% 86.24%
$85,000 99.50% 93.80% 88.71% 88.08% 87.16% 87.56%
$90,000 99.59% 94.67% 90.02% 89.46% 88.71% 88.87%
$95,000 99.68% 95.53% 91.33% 90.85% 90.26% 90.19%
$100,000 99.77% 96.40% 92.64% 92.23% 91.81% 91.50%
$110,000 99.79% 96.71% 93.22% 92.84% 92.45% 92.15%
$120,000 99.81% 97.01% 93.81% 93.45% 93.09% 92.80%
$130,000 99.82% 97.32% 94.39% 94.06% 93.73% 93.46%
$140,000 99.84% 97.63% 94.97% 94.66% 94.37% 94.11%
$150,000 99.86% 97.93% 95.55% 95.27% 95.01% 94.76%
$160,000 99.87% 98.24% 96.13% 95.88% 95.65% 95.41%
$170,000 99.89% 98.55% 96.72% 96.49% 96.29% 96.06%
$180,000 99.91% 98.85% 97.30% 97.10% 96.94% 96.71%
$190,000 99.92% 99.16% 97.88% 97.71% 97.58% 97.36%
$200,000 99.94% 99.47% 98.46% 98.32% 98.22% 98.01%
$250,000 99.95% 99.54% 98.67% 98.54% 98.45% 98.28%
$300,000 99.95% 99.62% 98.89% 98.77% 98.68% 98.54%
$350,000 99.96% 99.69% 99.10% 98.99% 98.91% 98.81%
$400,000 99.97% 99.76% 99.31% 99.22% 99.14% 99.07%
$450,000 99.98% 99.84% 99.52% 99.44% 99.37% 99.34%
$500,000 99.98% 99.91% 99.73% 99.67% 99.60% 99.60%
$1,000,000 99.99% 99.97% 99.92% 99.89% 99.86% 99.85%
$1,500,000 99.99% 99.98% 99.96% 99.94% 99.91% 99.91%
$2,000,000 99.99% 99.99% 99.97% 99.96% 99.94% 99.94%
$5,000,000 99.99% 99.99% 99.99% 99.99% 99.98% 99.98%
$10,000,000 99.99% 99.99% 99.99% 99.99% 99.99% 99.99%

Source: http://www.irs.gov/uac/SOI-Tax-Stats—Individual-Statistical-Tables-by-Size-of-Adjusted-Gross-Income, Individual Complete Report (Publication 1304), Table 1.6 for 2014

Table 4: 2014 SOI Based Upon Various Age Groups for MFJ Filers

If your AGI is at least x dollars, then you are in the y percentile:

AGI under 26 26 under 35 35 under 45 45 under 55 55 under 65 65 and over
$0 0.09% 0.35% 0.58% 2.07% 1.39% 2.27%
$5,000 1.96% 1.17% 1.06% 8.62% 2.66% 5.13%
$10,000 7.14% 2.86% 2.21% 16.55% 4.23% 8.92%
$15,000 13.26% 5.47% 3.87% 23.71% 6.39% 13.62%
$20,000 20.82% 8.69% 6.57% 31.20% 8.90% 18.97%
$25,000 31.70% 12.74% 9.43% 39.31% 11.57% 24.24%
$30,000 40.90% 17.13% 12.45% 46.39% 14.42% 28.36%
$35,000 50.10% 22.00% 15.60% 52.54% 17.32% 32.25%
$40,000 59.29% 26.87% 18.74% 58.69% 20.22% 36.14%
$45,000 66.08% 31.67% 22.21% 64.26% 23.34% 39.16%
$50,000 72.87% 36.46% 25.67% 69.83% 26.45% 42.18%
$55,000 76.32% 40.93% 29.01% 72.92% 29.73% 45.13%
$60,000 79.77% 45.40% 32.35% 76.02% 33.01% 48.09%
$65,000 83.21% 49.87% 35.68% 79.12% 36.29% 51.04%
$70,000 86.66% 54.34% 39.02% 82.22% 39.57% 54.00%
$75,000 90.11% 58.81% 42.35% 85.32% 42.85% 56.95%
$80,000 91.54% 62.33% 45.78% 86.70% 46.10% 59.83%
$85,000 92.97% 65.85% 49.21% 88.08% 49.35% 62.71%
$90,000 94.41% 69.37% 52.64% 89.46% 52.60% 65.58%
$95,000 95.84% 72.89% 56.07% 90.85% 55.85% 68.46%
$100,000 97.27% 76.41% 59.50% 92.23% 59.10% 71.34%
$110,000 97.53% 78.41% 62.49% 92.84% 61.96% 73.41%
$120,000 97.79% 80.42% 65.48% 93.45% 64.83% 75.47%
$130,000 98.05% 82.42% 68.47% 94.06% 67.69% 77.54%
$140,000 98.31% 84.43% 71.47% 94.66% 70.55% 79.61%
$150,000 98.57% 86.43% 74.46% 95.27% 73.42% 81.68%
$160,000 98.83% 88.44% 77.45% 95.88% 76.28% 83.75%
$170,000 99.09% 90.44% 80.44% 96.49% 79.15% 85.82%
$180,000 99.35% 92.45% 83.43% 97.10% 82.01% 87.89%
$190,000 99.61% 94.45% 86.42% 97.71% 84.88% 89.96%
$200,000 99.87% 96.46% 89.42% 98.32% 87.74% 92.03%
$250,000 99.89% 96.98% 90.87% 98.54% 89.35% 93.07%
$300,000 99.90% 97.50% 92.32% 98.77% 90.95% 94.12%
$350,000 99.92% 98.03% 93.77% 98.99% 92.55% 95.16%
$400,000 99.93% 98.55% 95.23% 99.22% 94.16% 96.21%
$450,000 99.95% 99.07% 96.68% 99.44% 95.76% 97.26%
$500,000 99.96% 99.60% 98.13% 99.67% 97.37% 98.30%
$1,000,000 99.98% 99.89% 99.48% 99.89% 99.13% 99.39%
$1,500,000 99.99% 99.94% 99.73% 99.94% 99.51% 99.65%
$2,000,000 99.99% 99.96% 99.83% 99.96% 99.67% 99.76%
$5,000,000 99.99% 99.99% 99.96% 99.99% 99.91% 99.93%
$10,000,000 99.99% 99.99% 99.99% 99.99% 99.96% 99.97%

Source: http://www.irs.gov/uac/SOI-Tax-Stats—Individual-Statistical-Tables-by-Size-of-Adjusted-Gross-Income, Individual Complete Report (Publication 1304), Table 1.6 for 2014

Table 5: 2014 SOI Based Upon Various Age Groups for HOH Filers

If your AGI is at least x dollars, then you are in the y percentile:

AGI under 26 26 under 35 35 under 45 45 under 55 55 under 65 65 and over
$0 0.09% 0.12% 0.23% 0.64% 1.02% 1.23%
$5,000 5.54% 2.94% 2.29% 2.56% 2.59% 4.51%
$10,000 22.09% 11.77% 8.11% 7.56% 7.58% 11.98%
$15,000 46.03% 28.52% 20.15% 17.33% 15.30% 23.13%
$20,000 66.39% 45.22% 31.70% 28.05% 25.25% 34.62%
$25,000 79.76% 58.85% 42.62% 37.27% 34.85% 41.33%
$30,000 87.34% 69.56% 52.13% 46.39% 42.19% 47.91%
$35,000 91.40% 76.87% 59.90% 53.74% 49.33% 53.63%
$40,000 95.47% 84.17% 67.67% 61.08% 56.46% 59.35%
$45,000 96.86% 87.96% 73.34% 66.13% 61.63% 63.99%
$50,000 98.26% 91.75% 79.00% 71.17% 66.80% 68.62%
$55,000 98.56% 92.88% 81.63% 74.29% 70.16% 72.12%
$60,000 98.86% 94.01% 84.25% 77.40% 73.53% 75.62%
$65,000 99.16% 95.14% 86.88% 80.52% 76.89% 79.12%
$70,000 99.47% 96.27% 89.51% 83.63% 80.26% 82.62%
$75,000 99.77% 97.40% 92.14% 86.75% 83.62% 86.12%
$80,000 99.80% 97.74% 93.02% 88.16% 85.13% 87.46%
$85,000 99.84% 98.09% 93.91% 89.56% 86.63% 88.80%
$90,000 99.88% 98.43% 94.80% 90.97% 88.14% 90.13%
$95,000 99.91% 98.77% 95.68% 92.37% 89.64% 91.47%
$100,000 99.95% 99.11% 96.57% 93.78% 91.14% 92.81%
$110,000 99.95% 99.19% 96.87% 94.26% 91.86% 93.43%
$120,000 99.95% 99.27% 97.17% 94.73% 92.58% 94.04%
$130,000 99.96% 99.35% 97.46% 95.21% 93.30% 94.66%
$140,000 99.96% 99.43% 97.76% 95.69% 94.02% 95.28%
$150,000 99.97% 99.52% 98.06% 96.17% 94.74% 95.90%
$160,000 99.97% 99.60% 98.35% 96.64% 95.46% 96.52%
$170,000 99.98% 99.68% 98.65% 97.12% 96.18% 97.13%
$180,000 99.98% 99.76% 98.95% 97.60% 96.90% 97.75%
$190,000 99.98% 99.84% 99.25% 98.08% 97.62% 98.37%
$200,000 99.99% 99.92% 99.54% 98.55% 98.34% 98.99%
$250,000 99.99% 99.93% 99.60% 98.75% 98.56% 99.13%
$300,000 99.99% 99.94% 99.67% 98.94% 98.78% 99.26%
$350,000 99.99% 99.95% 99.73% 99.14% 98.99% 99.40%
$400,000 99.99% 99.96% 99.79% 99.33% 99.21% 99.54%
$450,000 99.99% 99.98% 99.85% 99.52% 99.43% 99.68%
$500,000 99.99% 99.99% 99.91% 99.72% 99.64% 99.81%
$1,000,000 99.99% 99.99% 99.98% 99.91% 99.88% 99.92%
$1,500,000 99.99% 99.99% 99.99% 99.95% 99.92% 99.96%
$2,000,000 99.99% 99.99% 99.99% 99.96% 99.95% 99.97%
$5,000,000 99.99% 99.99% 99.99% 99.99% 99.99% 99.99%
$10,000,000 99.99% 99.99% 99.99% 99.99% 99.99% 99.99%

Source: http://www.irs.gov/uac/SOI-Tax-Stats—Individual-Statistical-Tables-by-Size-of-Adjusted-Gross-Income, Individual Complete Report (Publication 1304), Table 1.6 for 2014

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