Archive | Frugal Moves

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Better than Free: How Obamacare Enriches Me

If you don’t consider taxes when planning your annual finances, you likely donate money to the federal government. As a fellow taxpayer, I extend my heartfelt thanks. It’s because of magnanimous citizens like you that the federal debt has been limited to a mere $17.5 Trillion. Without your largesse, we’d all be living in a deeper […]

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Frugal Move: Spend Like an Off-Peak Freak

Most consumers live inside a perpetual rush hour. They recreate on weekends, vacation during summers, dine with the masses, and shop precisely when everyone else does. They fight crowds because they follow crowds. To increase the misery, they usually end up paying top dollar because they buy during times of peak demand. The frugal few, […]

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Frugal Move: Mind the Marginalia

In 2012, I fired my local Target store. Don’t get me wrong, I love Target. I worked there one summer collecting abandoned carts and sweeping aisles. I liked the job and met lots of nice people. For years, I was a loyal customer. My problem with the local Target has nothing to do with the […]

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