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Frugal Move: Spend Like an Off-Peak Freak

Most consumers live inside a perpetual rush hour. They recreate on weekends, vacation during summers, dine with the masses, and shop precisely when everyone else does. They fight crowds because they follow crowds. To increase the misery, they usually end up paying top dollar because they buy during times of peak demand. The frugal few, […]

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Frugal Recipe: Moose’s Fluffernutter Lite

Ever since I  lived in New England as a kid, I’ve relished one of the region’s great sandwiches: the Fluffernutter. A perfect blend of peanut butter and marshmallow cream, it tastes great. But each sandwich contains 400 calories and 33 grams of fat. Youngsters easily process this mother lode of overload. Adults don’t. For them, the Fluffernutter poses […]

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Why Spend an Hour Per Week on Frugality?

“Nothing comes from nothing and nothing ever could.” So warbles Maria in The Sound of Music. Captain Von Trapp agrees with her and they strike a deal on matrimony. I too believe that nothing comes from nothing. But when I explain to newcomers that a solid program of frugality takes about an hour per week, I usually don’t gain […]

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Frugal Move: Mind the Marginalia

In 2012, I fired my local Target store. Don’t get me wrong, I love Target. I worked there one summer collecting abandoned carts and sweeping aisles. I liked the job and met lots of nice people. For years, I was a loyal customer. My problem with the local Target has nothing to do with the […]

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SLN! Weekend Update: FREE Romantic Comedies

If you’re snowed in this weekend, consider a night cuddled up with your Valentine in front of a great romantic comedy. Here’s a list of five freebies with links. 1. It Happened One Night (1934). Internet Movie Database (IMDb) Rating: 8.3/10. Winner of five Academy Awards; stars Clark Gable and Claudette Colbert. Directed by Frank Capra. […]

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5 Gifts for Valentine’s Day: Frugal and Heartfelt Luxuries

As Valentine’s Day looms, your TV belches forth continuous ads for perfumes, diamonds, and flowers. Falling for someone wonderful doesn’t mean you have to fall for all the less-than-wonderful hype. This February 14, consider gifts from the heart for the heart. Each of these five ideas provides a worthwhile combination of frugality, luxury, and all […]

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How to Get a 30% Raise Without Asking Your Boss

Let’s try a brief thought experiment. For purposes of this experiment, assume you’re an average wage earner ($50,000 per year) and typical spender ($45,000 per year after paying for taxes and social security). Compare these two scenarios. Scenario No. 1 Let’s say your employer, in an inexplicable fit of generosity, decides one day that your labors on […]

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