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Frugal Move: Mind the Marginalia

In 2012, I fired my local Target store. Don’t get me wrong, I love Target. I worked there one summer collecting abandoned carts and sweeping aisles. I liked the job and met lots of nice people. For years, I was a loyal customer. My problem with the local Target has nothing to do with the […]

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SLN! Weekend Update: FREE Romantic Comedies

If you’re snowed in this weekend, consider a night cuddled up with your Valentine in front of a great romantic comedy. Here’s a list of five freebies with links. 1. It Happened One Night (1934). Internet Movie Database (IMDb) Rating: 8.3/10. Winner of five Academy Awards; stars Clark Gable and Claudette Colbert. Directed by Frank Capra. […]

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5 Gifts for Valentine’s Day: Frugal and Heartfelt Luxuries

As Valentine’s Day looms, your TV belches forth continuous ads for perfumes, diamonds, and flowers. Falling for someone wonderful doesn’t mean you have to fall for all the less-than-wonderful hype. This February 14, consider gifts from the heart for the heart. Each of these five ideas provides a worthwhile combination of frugality, luxury, and all […]

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How to Get a 30% Raise Without Asking Your Boss

Let’s try a brief thought experiment. For purposes of this experiment, assume you’re an average wage earner ($50,000 per year) and typical spender ($45,000 per year after paying for taxes and social security). Compare these two scenarios. Scenario No. 1 Let’s say your employer, in an inexplicable fit of generosity, decides one day that your labors on […]

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Frugal Metrics: Compare Your 2013 Spending to National Averages

Human nature is natural. And it’s only natural to compare yourself with others, especially when it comes to spending. When mainstream consumers do this, the impulse takes the time-honored form of “keeping up with the Joneses.” New cars, smartphone upgrades, and extravagant vacations are duly noted, and many purchases are inspired by what others have already […]

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12 Easy Ways to Automate Frugality

The transformation from mainstream consumer to Frugal Fringer is difficult. Why? Mostly, it’s because the process smashes up against so many entrenched spending habits. You have to exchange comfortable routines for those that are new and unfamiliar. If, for example, you always wash clothes in warm water, for each frugal wash load you have to remember to […]

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