Worthometer

2632673143_367e15d278_bWelcome to the Worthometer, the web’s only net worth percentile gauge that incorporates, reconciles, interpolates, and averages all three major surveys of household wealth: (1) the 2011 US Census Bureau’s Survey of Income and Program Participation (SIPP) (52,000 households surveyed); (2) the 2013 Federal Reserve Board’s Survey of Consumer Finances (SCF) (6,026 households); and (3) the 2013 University of Michigan’s Panel Study of Income Dynamics (PSID) (9,063 households).

How to Use the Worthometer

To use the Worthometer (pronounced like “Speedometer”), follow these two steps.

Step No. 1: Calculate Your Household’s Net Worth

Apply this simple formula: Total Assets – Total Liabilities = Net Worth.

To figure your household’s net worth, you can use an online calculator such as those offered at AARP, Bankrate.com, and CGI.money.com. Include any real estate and vehicles you own because the surveys all count these items as assets (and they count any corresponding loans as liabilities). For real estate valuations, visit Zillow.com; for vehicle valuations visit KBB.com.

Once you’ve figured your household’s net worth, proceed to Step No. 2.

Step No. 2: View Your Household’s Percentile Ranking

The Worthometer appears in two different formats: (a) an online interactive calculator; and (b) a two-column table of net worths and percentile rankings. Both formats report the same results.

To use the calculator, simply enter your net worth where indicated, click the “Run Worthometer!” button, and view the results.

To use the table, scroll down the “Net Worth” column until you reach the dollar figure that’s nearest to but not over your household’s net worth. The corresponding number in the next column, the “Percentile” column, reports where your household ranks in an averaging of the three component surveys (SIPP, SCF, and PSID). For example, let’s say that Jane Dough’s net worth including residence and car is $457,893. According to the table, she ranks in the 81.50th Percentile of US households, because that’s the percentile ranking closest to but not over her current net worth of $457,893.

And so, without further ado, here is . . .

The Amazing Worthometer

The Worthometer covers net worths between the amounts of $-27,416 and $1,618,317. Households outside this range rank somewhere below the fifth percentile or above the ninety-fifth percentile. Like all other calculators on this website, the Worthometer is completely confidential. Nothing you enter is recorded or stored.

Here’s the calculator format . . .

Enter Net Worth here: $

Your Worthometer ranking will appear in this space.

And here’s the table format . . .

If your household’s net worth is x dollars, then y percent of US households are worth less than yours

Net Worth Percentile
-$27,416 5.00
-$26,651 5.50
-$25,885 6.00
-$25,120 6.50
-$24,354 7.00
-$23,589 7.50
-$22,824 8.00
-$22,058 8.50
-$21,293 9.00
-$14,355 9.50
-$13,734 10.00
-$13,114 10.50
-$12,493 11.00
-$11,872 11.50
-$11,252 12.00
-$7,059 12.50
-$6,529 13.00
-$5,999 13.50
-$5,470 14.00
-$4,940 14.50
-$4,410 15.00
-$3,880 15.50
-$3,350 16.00
-$2,820 16.50
-$2,290 17.00
-$1,760 17.50
-$1,230 18.00
-$778 18.50
-$345 19.00
$88 19.50
$520 20.00
$953 20.50
$1,386 21.00
$1,819 21.50
$2,252 22.00
$2,685 22.50
$3,159 23.00
$3,652 23.50
$4,145 24.00
$4,638 24.50
$5,131 25.00
$5,909 25.50
$6,686 26.00
$7,463 26.50
$8,240 27.00
$9,032 27.50
$9,834 28.00
$10,636 28.50
$11,438 29.00
$12,241 29.50
$13,086 30.00
$13,942 30.50
$14,798 31.00
$15,654 31.50
$16,509 32.00
$17,470 32.50
$18,430 33.00
$19,391 33.50
$20,351 34.00
$21,312 34.50
$22,272 35.00
$23,292 35.50
$24,400 36.00
$25,508 36.50
$26,616 37.00
$27,760 37.50
$29,229 38.00
$30,699 38.50
$32,252 39.00
$33,825 39.50
$35,399 40.00
$36,972 40.50
$38,546 41.00
$40,120 41.50
$41,693 42.00
$43,352 42.50
$45,020 43.00
$46,688 43.50
$48,356 44.00
$50,024 44.50
$51,691 45.00
$53,360 45.50
$55,074 46.00
$56,788 46.50
$58,502 47.00
$60,216 47.50
$61,931 48.00
$63,645 48.50
$65,359 49.00
$67,073 49.50
$68,788 50.00
$72,062 50.50
$75,425 51.00
$78,847 51.50
$82,269 52.00
$85,691 52.50
$89,113 53.00
$92,534 53.50
$95,956 54.00
$99,378 54.50
$102,800 55.00
$106,222 55.50
$109,684 56.00
$113,311 56.50
$116,938 57.00
$120,564 57.50
$124,191 58.00
$127,818 58.50
$131,445 59.00
$135,071 59.50
$138,698 60.00
$142,325 60.50
$145,951 61.00
$149,578 61.50
$153,205 62.00
$156,913 62.50
$161,358 63.00
$165,803 63.50
$170,247 64.00
$174,692 64.50
$179,313 65.00
$184,346 65.50
$189,378 66.00
$194,410 66.50
$199,442 67.00
$204,475 67.50
$209,507 68.00
$214,539 68.50
$219,571 69.00
$224,604 69.50
$229,636 70.00
$234,668 70.50
$239,700 71.00
$244,733 71.50
$249,765 72.00
$254,797 72.50
$259,830 73.00
$264,862 73.50
$270,190 74.00
$275,962 74.50
$281,733 75.00
$293,966 75.50
$306,198 76.00
$318,430 76.50
$330,663 77.00
$342,895 77.50
$355,127 78.00
$367,360 78.50
$379,592 79.00
$391,824 79.50
$404,057 80.00
$417,692 80.50
$431,679 81.00
$445,665 81.50
$459,651 82.00
$474,178 82.50
$493,570 83.00
$512,962 83.50
$532,354 84.00
$551,746 84.50
$571,138 85.00
$590,530 85.50
$609,922 86.00
$630,136 86.50
$653,642 87.00
$677,147 87.50
$700,652 88.00
$724,157 88.50
$747,662 89.00
$771,167 89.50
$794,672 90.00
$854,030 90.50
$913,389 91.00
$972,747 91.50
$1,032,105 92.00
$1,091,464 92.50
$1,150,822 93.00
$1,388,542 93.50
$1,465,134 94.00
$1,541,725 94.50
$1,618,317 95.00

To see charts of the three major surveys that comprise the Worthometer, click these links: 2011 SIPP, 2013 SCF, and 2013 PSID. To see a detailed description of the Worthometer’s methodology, click here.

If you’d like to explore more Frugal Fringe calculators, visit these links:

Photo Credit: Hollerith Census Machine by Marcin Wichary. To see original at Flickr, click here.

Get Articles Via Email

Binge on the Frugal Fringe! Enter your email address to get future posts delivered to your inbox.

No comments yet.

Please Leave a Comment:

CommentLuv badge

DISCLAIMER. All information on this website appears on an "AS IS" basis. A Noonan Moose makes no representations to any reader as to the completeness, accuracy, or suitability of the information that appears on this website. A Noonan Moose specifically disclaims liability of any kind for any damage or loss that arises from any of the information published on this website or in the book Spend Less Now!